Financial Solutions for Self-Employed People
ExitPlan separates education from commercial offers. The planning engine should determine what problem exists before a marketplace suggests a product category. A provider cannot buy a better Exit Number, a better score or a different recommendation inside the planning math.
This public page explains the types of solutions a self-employed person may eventually evaluate. It does not rank providers, claim that any product is universally best or imply a partnership that has not been approved.
Retirement accounts
Solo 401(k), SEP IRA, Traditional IRA and Roth IRA providers can help implement a retirement savings strategy. The planning decision comes first: understand the contribution target, eligibility and employee implications before selecting a provider.
Cash-flow and business infrastructure
Business banking, bookkeeping and tax services can make retirement planning easier by separating operating cash, tax reserves and long-term savings. Cleaner records also help owners understand how much cash the business can sustainably commit to retirement.
Protection
Life and disability insurance can protect dependents or income capacity, while estate-planning services can help organize ownership and beneficiary decisions. These areas can involve licensed professionals and individualized advice, so ExitPlan should route users to qualified providers rather than pretending an educational page can make the final decision.
Debt and liquidity
High-cost debt and insufficient cash reserves can undermine retirement contributions. Depending on the user's plan, paying down debt or strengthening liquidity may be a higher-priority next move than opening another investment account.
Build My Retirement Plan
Identify the gap first. Then evaluate financial solutions that fit the problem you actually need to solve.
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Frequently asked questions
Does ExitPlan recommend the provider that pays it the most?
No. Compensation must not change the planning calculations. Commercial relationships should be disclosed, and users decide whether to engage a provider.
Are marketplace pages financial advice?
No. ExitPlan provides educational information and may connect users with third-party providers. Individualized regulated advice should come from appropriately qualified or licensed professionals.
Why start with the plan before the product?
Because products solve different problems. A retirement account, savings account, insurance policy or bookkeeping service only makes sense when it matches a real need identified in the financial plan.